PaymentsMay 10, 2026· 5 min read

UPI QR Code for Google Pay: Free Generator & Complete Guide

Generate a single UPI QR code that works with Google Pay, PhonePe, Paytm, BHIM, and every other UPI app in India — free, in under 30 seconds.

Does a UPI QR Code Work with Google Pay?

Yes — a single UPI QR code works with all UPI-enabled apps simultaneously, including Google Pay (GPay), PhonePe, Paytm, BHIM, Amazon Pay, Axis Pay, and every Indian bank's UPI app. This is one of the biggest advantages of UPI: you don't need a separate QR code for each app.

UPI is a government-backed standard managed by NPCI (National Payments Corporation of India). Any app that supports UPI can scan any UPI QR code — it's part of the standard.

How Google Pay Reads a UPI QR Code

When someone opens Google Pay and taps "Scan QR", the app reads the QR code which contains a standard UPI deep link in this format:

upi://pay?pa=yourname@okicici&pn=YourBusinessName&am=100&cu=INR

Google Pay decodes this, fills in your UPI ID (pa), your business name (pn), and optionally the amount (am). The customer just enters their UPI PIN and pays.

How to Generate a UPI QR Code for Google Pay (Free)

  1. Go to bestqrcodemaker.com/upi-qr-code-generator
  2. Click the UPI tab in the generator
  3. Enter your UPI ID — find it in Google Pay under Profile → UPI IDs
  4. Enter your business or merchant name
  5. Optionally enter a fixed amount (leave blank to let customers enter any amount)
  6. Click Generate UPI QR
  7. Download as PNG (for printing) or SVG (for banners)

Where to Find Your Google Pay UPI ID

  1. Open Google Pay on your phone
  2. Tap your profile photo (top right)
  3. Tap Bank account
  4. Select your bank account
  5. Your UPI IDs are listed — they look like yourname@okicici or mobilenumber@okaxis

UPI ID Formats by Bank

Bank / AppUPI ID Format
Google Pay (HDFC)mobilenumber@okhdfc
Google Pay (ICICI)mobilenumber@okicici
Google Pay (Axis)mobilenumber@okaxis
PhonePemobilenumber@ybl
Paytmmobilenumber@paytm
BHIMmobilenumber@upi
Amazon Paymobilenumber@apl

Frequently Asked Questions

Can I use the same QR for Google Pay and PhonePe?

Yes. One UPI QR code works with all UPI apps — Google Pay, PhonePe, Paytm, BHIM, and more. This is the magic of the UPI standard.

Is it free to generate a UPI QR code?

Yes, completely free on QRcraft. No signup, no watermark, unlimited downloads.

How do I get paid? Does money go to Google Pay or my bank?

Money goes directly to your bank account. Google Pay is just the interface — UPI transfers are bank-to-bank.

Can I fix the amount so customers can't change it?

The UPI standard allows pre-filling amounts, but most UPI apps still let the payer change it. For exact-amount collection, verify payment receipts separately.

Generate your UPI QR code now

Free, instant, works with Google Pay, PhonePe & all UPI apps.

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