PaymentsUpdated June 17, 2026· 5 min read

How to Create a UPI QR Code for Free — Step-by-Step Guide

Accept payments instantly with a UPI QR code. No hardware, no gateway fees, no monthly subscriptions — just share the QR and get paid directly to your bank account.

What is a UPI QR Code?

A UPI QR code is a scannable image that encodes your UPI payment address (like yourname@upi). When a customer scans it with any UPI app — Google Pay, PhonePe, Paytm, BHIM — it automatically fills in your UPI ID and the amount. They just confirm with their PIN, and the money arrives in your account instantly.

Who Should Use a UPI QR Code?

While large corporate merchants use dynamic QR codes linked to cash registers, a static, self-generated UPI QR code is perfect for:

  • Freelancers & Consultants: Add it to the bottom of your PDF invoices.
  • Pop-up Shops & Street Vendors: Print and laminate it for instant checkout at weekend markets.
  • Tutors & Trainers: Allow parents to pay fees quickly from their phones without adding bank accounts.
  • Charities & NGOs: Display it on flyers and social media posts to collect small, frictionless donations.

How to Create Your UPI QR Code (Free, 30 seconds)

  1. Go to bestqrcodemaker.com
  2. Click the UPI tab in the generator menu.
  3. Enter your UPI ID (e.g. yourname@okicici). Make sure there are no typos!
  4. Enter your Payee Name. This is what the customer will see on their screen, so use your real business name.
  5. Optional: Set a fixed amount if you are selling a single product with a set price (e.g., a ₹500 workshop ticket). Leave it blank to let customers enter the amount manually.
  6. Click Generate QR Code.
  7. Download as PNG for digital sharing, or SVG for high-quality printing.

The "Print & Protect" Methodology

If you are displaying a physical QR code at a store counter, follow these three rules:

  • Verify the First Scan: The moment you print it, scan it yourself and send ₹1. Verify the money hits the correct bank account.
  • Laminate for Durability: A single scratch on paper can render a QR code unreadable. Laminating protects it from spills and wear.
  • Inspect Daily: Fraudsters have been known to stick their own printed QR codes over a merchant's QR. Check your standee every morning to ensure it hasn't been tampered with.

Frequently Asked Questions (FAQ)

Is it free to create a UPI QR code?
Yes, completely free on QRcraft. No signup required. Download your QR code as PNG or SVG instantly. There are no hidden fees.
Does the QR code expire?
No. A UPI QR code is just a static visual representation of your UPI ID. As long as your UPI ID remains active with your bank, the QR code works forever.
Which apps can scan a UPI QR code?
Because UPI follows a universal NPCI standard, any UPI-enabled app can scan it. This includes Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, WhatsApp Pay, and all major Indian net banking apps.

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