UPIUpdated June 17, 2026· 7 min read

Google Pay QR Code Generator: Create a Free UPI QR for GPay

Accept payments through Google Pay with a single QR code — and the same QR also works seamlessly with PhonePe, Paytm, BHIM, and every UPI app. Free, instant, and no signup required.

Why You Don't Need a Separate "Google Pay-Only" QR Code

Here's something most people don't realise: there is no such thing as a "Google Pay-only" QR code in the consumer payment space. All UPI payment QR codes in India follow one universal standard defined by NPCI (National Payments Corporation of India).

One generated UPI QR code will natively work with:

  • Google Pay (GPay)
  • PhonePe
  • Paytm
  • BHIM
  • Amazon Pay, WhatsApp Pay, CRED, and every other UPI app

So when you generate a UPI QR code with QRcraft using your GPay UPI ID, your customers can pay from whichever app they prefer — and the money lands directly in your linked bank account.

The "Zero-Fee Collection" Framework

If you're a freelancer, tutor, or small vendor, use this methodology to collect payments without losing money to gateway fees:

  1. Use P2P Routing: Generate your QR code using your personal UPI ID rather than an aggregator. P2P (Person-to-Person) payments have zero transaction fees.
  2. Embed the Amount (Optional): If you are selling a fixed-price service (e.g., a ₹500 consulting call), generate a dynamic-amount QR code so the user cannot accidentally type the wrong amount.
  3. Verify the Name: Always include your exact banking name or trading name in the generator so the customer sees a trusted name before entering their PIN.

How to Create a Google Pay QR Code (Free, 3 Steps)

  1. Find your UPI ID — open Google Pay, tap your profile photo, and copy the UPI ID under your name (e.g. yourname@okaxis).
  2. Go to the free UPI QR code generator, enter your UPI ID and your name (or shop name).
  3. Click Generate and download your QR code as PNG (for digital invoices) or SVG (for high-quality printing).

That's it. Print it, laminate it, stick it on your counter — and start accepting payments.

Google Pay UPI ID Formats by Bank

BankGPay UPI ID Format
Axis Bankyourname@okaxis
HDFC Bankyourname@okhdfcbank
ICICI Bankyourname@okicici
State Bank of Indiayourname@oksbi
General / Othersyourname@okicici (varies)

Who Should Use a Generated UPI QR Code?

Shops & kirana stores

Customers scan and pay at the counter — no card machine rental fees.

Street vendors & stalls

Print one QR on paper, laminate it, accept digital payments all day.

Freelancers

Add the QR to your PDF invoices so clients can scan and pay instantly from their screen.

Restaurants & cafes

Put the QR directly on the bill folder for faster table checkouts.

Tuition & coaching classes

Parents pay fees by scanning — creating an automatic bank record of every payment.

Delivery businesses

Riders show the QR on their phone or badge for a cash-on-delivery alternative.

Safety Tips for Payment QR Codes

  • Remember: you never scan a QR to receive money. Anyone asking you to scan a QR code or enter your UPI PIN to "receive" a payment is running a scam.
  • Verify the first payment. After printing your QR, scan it yourself and send ₹1 to confirm it routes correctly to your account.
  • Check the printed QR regularly. In public places, fraudsters sometimes paste their own QR sticker over a shop's QR. Inspect yours weekly.

Frequently Asked Questions

How do I create a Google Pay QR code for free?
Use the free UPI QR generator at bestqrcodemaker.com — enter your UPI ID and name, click Generate, and download. No signup, no watermark.
Will my QR code work with PhonePe and Paytm too?
Yes. UPI QR codes are universal — one QR works with every UPI app in India.
How do I find my GPay UPI ID?
Open Google Pay → tap your profile photo → your UPI ID is shown under your name.
Does the QR code expire?
No. Static UPI QR codes never expire as long as your UPI ID stays active and linked to your bank account.
Are there charges for receiving UPI payments?
No. Person-to-person UPI payments are free — money goes directly to your bank account with zero fees.

Create your Google Pay QR code now

Free, instant, works with every UPI app. Download PNG or SVG.

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